MGAs
Inspection reports that support binding, renewal, and underwriting workflows.
Insurance Inspection Services
Commercial, personal lines, phone, and industry-specific inspection reports built for underwriting review.
Commercial Insurance Inspection Firm Serving the Southeast
Twenty First Services is a second-generation commercial insurance inspection and loss control firm founded in 1980. TFS serves MGAs, E&S carriers, insurance carriers, agents, and underwriting teams across the Southeast with field inspections and nationwide phone inspection support.
Our focus is commercial and specialty-market reporting, including property and liability inspections, garage liability, builder's risk, inland marine, contractor/jobsite inspections, personal lines inspections, and industry-specific loss control reports.
Commercial Inspection Services Built for Underwriting
Twenty First Services specializes in commercial insurance inspections for the E&S and specialty insurance market. Our Southeast field inspection coverage, nationwide phone inspection support, and underwriter-focused reports help MGAs, carriers, agents, and underwriting teams evaluate property, liability, garage, construction, inland marine, and industry-specific risks.
Built for Underwriters
Reports designed to meet the needs of today’s underwriting teams.
40+ Years of Experience
Decades of inspection expertise you can rely on.
Southeast Field Coverage
Local inspectors with deep knowledge of your market.
Nationwide Phone Inspections
Fast, consistent service across the United States.
1. Commercial Insurance Inspections
Comprehensive commercial inspections that provide underwriters with the information they need to make confident decisions.
Property & Liability Inspections
Complete assessment of property and liability exposures.
Learn More →Property Only Inspections
Focus on physical property condition and protection.
Learn More →Liability Only Inspections
Evaluate liability exposures without property review.
Learn More →Garage Liability Inspections
Specialized inspections for auto service and repair facilities.
Learn More →Builder’s Risk Inspections
Monitor construction projects from start to completion.
Learn More →Inland Marine Inspections
Protect property in transit and off-premises exposures.
Learn More →Telephone Inspections
Quick, efficient inspections performed by phone nationwide.
Learn More →Contractor Jobsite Inspections
Contractor operations and jobsite exposure review for GL underwriting.
Learn More →A Few of the Industries We Inspect
Industry-specific inspection support for underwriting review across property, liability, and operational exposures.
Restaurant
Industry-specific inspection support for underwriting review.
Habitational
Apartment, condo, dwelling, and residential occupancy exposures.
Hotels/Motels
Room rental, amenity, life safety, and guest exposure review.
Daycares
Childcare operations, playgrounds, supervision, and safety controls.
Convenience Stores
Retail, fuel, LPG, security, and premises exposures.
Swimming Pools
Pool safety, signage, fencing, lifeguards, and compliance review.
Vacant Buildings
Vacancy, security, renovation, and utility status review.
Liquor Stores
Liquor liability, training, sales, security, and late-hour controls.
Lessors Risk
Landlord-owned property, tenants, leases, and common areas.
Welders
Hot work, fire controls, equipment, gas storage, and jobsites.
Workshops
Shop operations, tools, materials, property, and liability risks.
Contractors
Contractor operations, subcontractors, jobsites, and safety controls.
Mechanic Shops
Repair operations, storage, disposal, fire protection, and vehicle custody.
Used Car Sales
Dealer operations, inventory, plates, test drives, and lot exposure.
Towing
Towing operations, hoists, hook coverage, GPS, and storage controls.
Valet Parking
Vehicle custody, key handling, parking controls, and contract operations.
Why It Matters for Underwriters
Confirms Operations
Verifies actual operations and occupancy details.
Documents Controls
Captures safety, security, and maintenance controls.
Identifies Hazards
Highlights exposures that can impact loss potential.
Supports Review
Provides relevant detail for underwriting teams.
Better Decisions
Accurate information supports confident outcomes.
Need help choosing the right inspection type?
Our team is here to help match your needs with the right solution.
Insurance Inspection Services
Explore a broad overview of TFS commercial, personal lines, phone, and industry-specific inspection services.
View OverviewLoss Control Inspection Services
Learn how TFS reports help identify hazards, evaluate exposures, and support underwriting decisions.
View Loss ControlCommercial Insurance Inspections for the E&S and Specialty Market
Twenty First Services is a commercial insurance inspection firm serving the Southeast with field inspection coverage and nationwide phone inspection support. We provide commercial loss control inspections, property and liability reports, garage liability reviews, builder's risk inspections, inland marine inspections, and industry-specific reports for MGAs, E&S carriers, insurance carriers, agents, and underwriting teams.
E&S Carriers
Commercial inspection support for specialty, hard-to-place, and complex risks.
Insurance Carriers
Consistent field and phone reports for commercial and personal lines risks.
Agents
Clear communication and practical inspection follow-up throughout the process.
Underwriting Teams
Reports built to identify hazards, evaluate exposures, and support risk decisions.