Daycare Insurance Inspections

We help underwriters make informed decisions with comprehensive daycare inspections that evaluate operations, compliance, safety practices, staff training, and playground exposures.

Child Safety Review

Evaluate safety practices, supervision controls, and child-care procedures.

Licensing & Compliance

Document licensing status, state requirements, and regulatory concerns.

Staff Training & Supervision

Review staff training, CPR/first aid, medication, and supervision controls.

Playground Exposure Review

Assess playground equipment, fencing, surfacing, signage, and outdoor risk.

What We Review

Our inspections cover the critical areas that impact risk and inform underwriting decisions.

Daycare operations inspection review

Daycare Operations

  • Number of children licensed for
  • Number of children currently enrolled
  • Daily average attendance
  • Daily average attendance over 75
  • Number of staff employees
  • Operation location
  • Minimum age of children
  • Maximum age of children
  • Children separated by age group
Daycare licensing compliance and pickup control inspection review

Licensing, Compliance & Pickup Controls

  • Meets state staff/child ratio requirements
  • Does not meet state requirements
  • Licensed or certified per state regulations
  • Not licensed
  • Currently operating under license warning
  • License ever suspended or revoked
  • Sign-in and sign-out program
  • Procedures to prevent unauthorized pick-up of children
Daycare child safety staff training and care inspection review

Child Safety, Staff Training & Care

  • Off-premises trips or services where staff drives children
  • Owners and staff trained in CPR and first aid
  • Staff administers medication
  • Medication storage controls
  • Meals prepared for children
  • Kitchen equipment used for cooking
  • Cooking away from children
  • Late night or overnight services
Daycare playground and outdoor area inspection review

Playground & Outdoor Areas

  • Playground equipment
  • Equipment type
  • Safety signage
  • Equipment securely anchored
  • Impact-absorbing material under and around play areas
  • Maximum height of equipment
  • Fully fenced playground areas

Why It Matters for Underwriters

Identifies operational and safety risks

Documents daycare operations, enrollment, attendance, and child-care practices.

Verifies licensing and regulatory compliance

Captures licensing status, warnings, suspensions, and staff-to-child ratio concerns.

Assesses staff training and supervision

Reviews CPR, first aid, medication controls, pickup procedures, and supervision issues.

Evaluates premises and playground exposures

Documents outdoor play areas, fencing, anchoring, safety signage, and surfacing.

Supports accurate risk assessment and pricing

Provides underwriters with clearer data to evaluate child-care risks confidently.

Ready to schedule a daycare inspection?

Contact our team to get started.

Contact Us