Dealer Operations
- Estimated annual gross sales
- Retail or wholesale sales
- Number of dealer plates
- Temporary and permanent plates
- Titles transferred at time of sale
- Average sales radius
- Registration plate controls
- Dealer operations and sales practices
Used Car Sales Inspections
Detailed inspections of used car dealerships to help underwriters evaluate dealer operations, vehicle inventory, test drive exposure, dealer plates, garage liability, and lot controls.
Helping insurers manage garage liability, test drive exposure, and
vehicle inventory risk.
Garage Liability Review
Focused inspection details for dealerships, dealer plates, and customer vehicle exposure.
Inventory & Lot Exposure
Documents vehicle counts, storage, lot security, and day/night inventory exposure.
Test Drive Controls
Reviews driver controls, loaners, rentals, unaccompanied test drives, and MVR practices.
Underwriter-Focused Reports
Clear reporting that supports accurate liability and garagekeepers underwriting.
What We Review
TFS documents the dealership operations, inventory controls, driver practices, and vehicle handling exposures that shape underwriting decisions.
Vehicle Inventory & Lot Exposure
- Average vehicles inside during day
- Average vehicles outside during day
- Average vehicles inside at night
- Average vehicles outside at night
- Vehicle values
- Lot security
- Storage procedures
- Inventory visibility and controls
Driver & Test Drive Controls
- Contract drivers used
- MVRs obtained pre-employment or annually
- Transporter plates
- Unaccompanied test drives
- Overnight test drives
- Loaners or rentals
- Accident reporting procedures
- Driver qualification controls
Business Vehicles & Liability Controls
- Company vehicles and how they are used
- Units registered to business
- Company vehicle radius
- Registration plate controls
- Garage liability concerns
- Garagekeepers exposure
- Customer vehicle handling
- Vehicle custody and damage procedures
Why It Matters for Underwriters
Evaluates dealer operations and sales practices
Clarifies the dealership's operating model, sales mix, and plate usage.
Assesses inventory levels and lot exposures
Documents vehicle counts, day/night storage, and dealership lot controls.
Reviews test drive and contract driver controls
Identifies exposure from test drives, loaners, rentals, and contract drivers.
Identifies garage liability and garagekeepers risk
Supports review of vehicle custody, customer vehicles, and related coverage concerns.
Verifies vehicle storage and security
Reviews lot security, storage procedures, and overnight vehicle exposure.
Supports accurate liability risk underwriting
Gives underwriters clearer data for pricing, terms, and risk selection.
Need a used car sales inspection?
Our team delivers accurate, timely reports you can rely on.