Tenant & Occupancy Review
- List of tenants
- Tenant occupancy type
- Residential or commercial tenant exposure
- Vacant spaces
- Mixed-use exposure
- Tenant operations and hours
- High-risk tenant operations
- Overall tenant exposure
Lessors Risk Inspections
Comprehensive inspections for landlord-owned properties of all types, helping underwriters evaluate tenant exposures, verify risk transfer, and protect property investments.
Identify risks. Strengthen controls. Protect your property and your policy.
Tenant & Occupancy Review
Documents tenant types, vacancies, mixed-use exposure, and tenant operations.
Insurance & Risk Transfer
Reviews certificates, additional insured wording, lease responsibilities, and maintenance controls.
Common Area Conditions
Captures sidewalks, parking lots, lighting, stairs, access controls, and housekeeping.
Underwriter-Focused Reports
Clear documentation that supports property, liability, and landlord risk underwriting.
What We Review
TFS documents the tenant, lease, common area, property, and liability exposures that shape lessors risk underwriting decisions.
Lease, Insurance & Risk Transfer
- Certificates of insurance obtained from tenants
- Building owner named as additional insured
- Tenant insurance requirements
- Lease responsibility for common areas
- Maintenance responsibilities
- Risk transfer controls
- Tenant policy controls
- Lease and insurance documentation
Building & Common Area Exposure
- Sidewalks
- Parking lots
- Exterior lighting
- Common area housekeeping
- Stairs, handrails, and walkways
- Security and access controls
- Shared area condition
- Premises liability hazards
Property & Liability Controls
- 24-hour tenant operations
- High-risk tenant operations
- Building owner maintenance controls
- Prior losses
- Fire protection
- Emergency access
- Building owner controls
- Overall property condition
Why It Matters for Underwriters
Identifies tenant and property risks
Clarifies tenant mix, occupancy, vacancies, and landlord exposure.
Verifies insurance and lease requirements
Supports review of tenant certificates, lease terms, and additional insured wording.
Evaluates common area conditions
Documents sidewalks, parking lots, lighting, stairs, and shared-area liability exposures.
Assesses maintenance, safety, and security controls
Reviews upkeep, housekeeping, access controls, and landlord maintenance responsibilities.
Reviews fire protection systems and emergency access
Captures protection features and response considerations that affect property risk.
Provides actionable underwriting insight
Gives carriers, MGAs, and agents clearer information for smarter risk decisions.
Need a lessors risk inspection?
Our team delivers accurate, timely reports you can rely on.