Hoists & Equipment
- Hoists present
- Hoist type
- Hydraulic rollback equipment
- Number of hydraulic units
- Hydraulic hoist load capacity
- Rollback and wrecker exposure
- Equipment condition
- Tow truck safety controls
Towing & Hoist Insurance Inspections
Comprehensive inspections for towing operations, recovery services, and garage risks — documenting hoists, towing practices, GPS controls, hook coverage, impound exposures, and operating radius for clearer underwriting decisions.
Underwriting-Ready Documentation
Clear, complete, and consistent reports built around towing and garage exposures.
Industry-Specific Expertise
Focused review of towing, recovery, hoist, vehicle custody, and garage risks.
Risk-Focused Inspections
We identify operational details that impact coverage, pricing, and underwriting decisions.
Faster Decisions
Reliable information that supports timely underwriting and clearer risk selection.
What We Review
TFS documents the core operational, equipment, and vehicle custody details that influence towing, hoist, recovery, and garage liability underwriting.
Towing Operations
- Hauling or towing operations
- Number of tow trucks
- DOT number and authority
- Percentage for hire
- Percentage for insured operations
- Radius of operations
- 24/7 towing rotation
- After-hours availability
Vehicle Custody & Storage
- Impound yard exposure
- Hook coverage
- Customer vehicles in care, custody, and control
- Vehicle storage procedures
- Overnight vehicle exposure
- Release procedures
- Damage reporting procedures
- Secure yard and access controls
Driver, Road & Garagekeepers Exposure
- GPS equipped vehicles
- Driver qualifications
- Motor vehicle record checks
- Driver training
- Accident reporting procedures
- Emergency roadside exposure
- Repo work exposure
- Garagekeepers coverage considerations
Why It Matters for Underwriters
Confirms actual towing exposure
Clarifies the scope of hauling, towing, for-hire, and insured-use operations.
Documents truck and hoist capacity
Records tow truck count, hoist type, hydraulic units, and load capacity.
Reviews vehicle custody controls
Identifies how vehicles are handled, released, stored, secured, and monitored.
Identifies repo, impound, and hook exposure
Documents special towing exposures that may affect pricing and coverage decisions.
Supports garagekeepers underwriting
Provides clearer information for garagekeepers, auto liability, and garage risks.
Need help reviewing a towing or garage exposure?
Our team delivers accurate, reliable inspection reports so you can move forward with confidence.