Identify Hazards
We find unsafe conditions and potential hazards before they lead to losses.
Loss Control Inspection Services
Identify Risks. Reduce Losses. Protect What Matters.
Our commercial loss control inspections go beyond the surface. We identify hazards, evaluate property and liability exposures, and provide practical recommendations for MGAs, E&S carriers, insurance carriers, agents, and underwriting teams across the Southeast.
Commercial Insurance Inspection Firm Serving the Southeast
Twenty First Services is a second-generation commercial insurance inspection and loss control firm founded in 1980. TFS serves MGAs, E&S carriers, insurance carriers, agents, and underwriting teams across the Southeast with field inspections and nationwide phone inspection support.
Our focus is commercial and specialty-market reporting, including property and liability inspections, garage liability, builder's risk, inland marine, contractor/jobsite inspections, personal lines inspections, and industry-specific loss control reports.
How Loss Control Inspections Help
Evaluate Exposures
We assess property conditions and liability exposures that impact risk.
Provide Recommendations
Clear, practical recommendations help improve safety and reduce risk.
Support Underwriting
Detailed reports help underwriters make informed, confident decisions.
Reduce Losses
Proactive inspections help minimize claims and control costs.
Protect People & Property
Safer operations help protect employees, customers, tenants, and your bottom line.
What We Evaluate
Property Conditions
Structure, roof, electrical, HVAC, plumbing, fire protection, and more.
Liability Exposures
Slip/trip hazards, egress, lighting, operations, and public protection.
Fire & Life Safety
Extinguishers, alarms, sprinklers, exits, and code-related concerns.
Security
Access control, locks, lighting, fencing, cameras, and deterrents.
Operations
Processes, equipment, maintenance, housekeeping, and operational controls.
Compliance
Insurance requirements, local codes, and industry standard review points.
Inspections for a Wide Range of Risks
TFS supports commercial, residential, construction, specialty, and inland marine exposures with clear reporting built for underwriting review.
Commercial Properties
Offices, retail, warehouses, light manufacturing, and similar commercial occupancies.
Habitational & Residential
Apartments, multi-family, rental properties, and personal lines residential risks.
Construction & Contractors
Builder's risk projects, jobsites, subcontractors, trades, and active project exposures.
Specialty Risks
Restaurants, daycares, pools, hotels, lessors risk, vacant buildings, and more.
Inland Marine
Mobile equipment, tools, contractors equipment, cargo, and transported property.
Our Loss Control Reporting Approach
Each report is structured to help clients quickly understand risk conditions and next steps.
1
Review the Risk
We document the occupancy, operations, property condition, and exposure details relevant to underwriting.
2
Identify Concerns
Our inspections identify hazards, deficiencies, protection concerns, and operational issues that may affect risk selection.
3
Provide Practical Recommendations
Recommendations are written to be clear, actionable, and useful for agents, insureds, and underwriting teams.
Related Inspection Resources
Explore related TFS pages for broad insurance inspection services and specific report types.
Insurance Inspection Services
A broad overview of commercial, personal lines, phone, and industry inspection services.
Property Only Inspections
Focused reviews of building condition, construction, protection, and property hazards.
Liability Only Inspections
Focused reviews of premises hazards, operations, life safety, and liability exposures.
Contact TFS
Talk with our team about inspection services, coverage, and client setup.
A Partner You Can Count On
We deliver accurate, timely loss control reports that help MGAs, carriers, and agents reduce risk, protect policyholders, and support profitable underwriting.
Contact Us“
TFS reports are detailed, easy to read, and give us the insight we need to underwrite with confidence.
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Their inspections help our insureds improve safety and reduce claims. Everyone wins.
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Responsive, thorough, and consistent. TFS is a true partner in managing risk.
Commercial Insurance Inspections for the E&S and Specialty Market
Twenty First Services is a commercial insurance inspection firm serving the Southeast with field inspection coverage and nationwide phone inspection support. We provide commercial loss control inspections, property and liability reports, garage liability reviews, builder's risk inspections, inland marine inspections, and industry-specific reports for MGAs, E&S carriers, insurance carriers, agents, and underwriting teams.
MGAs
Inspection reports that support binding, renewal, and underwriting workflows.
E&S Carriers
Commercial inspection support for specialty, hard-to-place, and complex risks.
Insurance Carriers
Consistent field and phone reports for commercial and personal lines risks.
Agents
Clear communication and practical inspection follow-up throughout the process.
Underwriting Teams
Reports built to identify hazards, evaluate exposures, and support risk decisions.
Regional or National Inspection Vendor?
Choosing an inspection partner is not just about coverage area. Learn when a regional commercial inspection firm may be a better fit than a broad national vendor for specialty, E&S, and Southeast risks.
Read the Comparison GuideCommercial Underwriting Surveys
TFS provides commercial underwriting surveys, loss-control surveys, and carrier/MGA inspection reports for commercial property, liability, garage, contractors, habitational, BOP, builder's risk, inland marine, E&S, and specialty insurance accounts.
View Commercial Underwriting SurveysNeed Loss Control Support?
Contact Twenty First Services to discuss inspection needs, report types, and coverage areas.