Convenience Store & Gas Station Insurance Inspections

Detailed inspection reports for convenience stores, gas stations, fuel retail operations, and mixed retail risks.

Store Operations Review

Sales mix, hours, staffing, lottery, liquor, and retail operations.

Fuel & LPG Exposures

Gas pumps, LPG sales, tanks, shutoffs, and safety controls.

Security & Safety

Alarms, cameras, lighting, parking, and liability risks.

Detailed Reporting

Clear, consistent inspection reports built for underwriting decisions.

What We Review

TFS documents the specific exposures that impact property, liability, and underwriting decisions.

Convenience store operations inspection review

Store Operations

  • Grocery sales
  • Liquor sales
  • Lottery sales
  • Other retail sales
  • LPG sales
  • Gas sales
  • Total sales and gallons
  • Number of gas pumps
  • Operating hours
  • Open 24 hours
  • Full-time and part-time employees
  • Firearms on premises
  • Emergency automatic shutoff accessibility
Fuel pump and LPG exposure inspection review

Fuel, LPG & Storage

  • LPG sold and type confirmed
  • Who refills LPG tanks
  • Protective barriers
  • Total gallons per year
  • Tank storage and safety controls
  • Refilled tanks on premises
  • Number of gas pumps
  • Emergency automatic shutoff accessibility
Security and liability exposure inspection review

Liquor, Security & On-Site Exposures

  • Alcohol training confirmation
  • Lottery, ATM, tobacco, vape, and regulated products
  • Burglar alarms and monitoring
  • Security cameras
  • Exterior lighting and parking lot condition
  • Housekeeping and slip/trip hazards
  • Car wash on premises
  • Auto repair operations
  • Firearms on premises

Additional Exposures That May Apply

Convenience store and gas station risks often involve more than one underwriting concern. TFS documents the exposures that apply to the account.

Liquor Sales

Documents liquor exposure and alcohol training confirmation where applicable.

Fuel Operations

Reviews pumps, gallons, LPG, refilling procedures, and protective barriers.

Car Wash / Auto Repair

Identifies additional on-site operations that may affect garage or liability exposure.

Security & Premises

Reviews cameras, alarms, lighting, housekeeping, and customer safety concerns.

Why It Matters for Underwriters

Convenience stores and gas stations can combine retail, fuel, liability, crime, and property exposures in a single account.

Confirms Actual Operations

Verifies store operations, sales mix, staffing, and hours.

Documents Fuel Exposure

Captures pump count, LPG, tanks, shutoffs, and gallons.

Identifies Sales Risks

Documents liquor, lottery, tobacco, vape, and regulated product exposure.

Reviews Premises Liability

Evaluates parking, lighting, housekeeping, customer safety, and security controls.

Supports Better Underwriting

Provides the details needed to make better property and liability decisions.