What We Review
Our inspections cover the key exposures and operational factors
that matter most to underwriting.
Hotel / Motel Operations
- Room rental sales
- Restaurant food sales
- Restaurant alcohol sales
- Total sales
- Years of experience
- Years under current ownership
- Average rate per night
- Average occupancy percentage
- Total number of rooms
- Short-term room rental exposure
- Weekly or monthly room rental exposure
- Long-term rental percentage
Guest Room & Premises Details
- Kitchens in guest rooms
- Communal restrooms
- ADA compliance where required
- Employees allowed firearms on premises
- Exterior doors with peepholes
- Floor plans with evacuation routes in guest rooms
- Guest access and premises safety
- Property maintenance and operational controls
Amenities & Recreation
- Playground equipment
- Safety signage
- Equipment anchored securely
- Impact-absorbing ground material
- Maximum equipment height
- Fenced playground areas
- Exercise facilities
- Equipment maintenance plans
- Rental equipment
- Lakes, ponds, beaches, docks, or piers
Additional Supplements That May Apply
- Restaurant or cooking supplement for food service
- Liquor exposure review if alcohol is sold
- Swimming pool supplement if there is a pool
- Habitational or lessors concerns for long-term tenants
- Additional exposure review for recreational amenities